After sustaining a personal injury, one of the first things you may need to do is file a claim with your insurance company or the insurance company of the person or entity responsible for your injuries. However, dealing with insurance companies can be a complicated and stressful process, especially when you are already dealing with the physical and emotional aftermath of an injury. At Roger Varner Injury Law, they are committed to providing compassionate and effective representation to their clients. Here are some dos and don’ts to keep in mind when dealing with insurance companies after a personal injury:
Contact the insurance company promptly
As soon as possible after the accident, you should contact the relevant insurance company to report the incident and initiate the claims process. Be sure to provide accurate and detailed information about the accident and your injuries.
Review your policy carefully
Take the time to review your insurance policy to understand your coverage and any limitations or exclusions that may apply. This will help you know what to expect and avoid any surprises later on.
Consult with a personal injury lawyer
An experienced personal injury lawyer can help you navigate the claims process, negotiate with the insurance company, and ensure that you receive the compensation you deserve. Consult with a lawyer early in the process to protect your rights and avoid any costly mistakes.
Provide a recorded statement without legal advice
Insurance companies may ask you to provide a recorded statement about the accident and your injuries. It is important to understand that anything you say during the statement can be used against you later on. Before providing a statement, consult with a personal injury lawyer to ensure that you are prepared and protected.
Accept the first settlement offer
Insurance companies may offer a settlement soon after the accident in an attempt to resolve the claim quickly and cheaply. However, the first offer is usually much lower than what you are entitled to. Consult with a lawyer before accepting any settlement offers to ensure that you receive fair compensation for your injuries.
Sign any documents without legal advice
Insurance companies may ask you to sign various documents, such as a release of liability or medical authorization form. It is important to understand the legal implications of these documents before signing them. Consult with a personal injury lawyer to ensure that you are fully informed and protected.